Commercial General Liability
Running a business is a major responsibility that can involve many risks. Not only are you responsible for ensuring that your day-to-day operations run smoothly, but you’re also accountable for keeping your employees and property insured from injuries and damages. We can help you create a policy that’s designed to safeguard the best interests of your business - so you can focus on serving your customers and increasing your profits. Commercial General Liability can prevent major financial losses if your business is sued or held legally responsible in the event of bodily injury or damage. With the proper policy, you can have most medical expenses, attorney fees, settlements, and reimbursements covered. Coverages include: Premises Liability Products and Completed Operations Premises Medical Fire Legal Liability Casualty Coverage
Commercial Property Insurance
Business property insurance is something every company needs – whether you own your own building, lease or work from home. One of the core coverages in a business owners policy (BOP): commercial property insurance protects your building and its contents, as well as exterior fixtures, such as a fence or outdoor sign. Commercial property insurance protects your company’s physical assets from fire, explosions, burst pipes, storms, theft and vandalism. Commercial property insurance covers your building, everything in it and just outside of it, including: Computers Furniture and equipment Exterior signs Fence and landscaping Important documents Inventory Others’ property
Commercial Automobile Insurance
Since there are many types of liability coverage, it’s important to talk with a specialist about the best options for your business. We understand the value of your commercial vehicles and the employees who drive them. From trips across the country to local deliveries and promotions, your mobile business fleet takes on the open road to keep operations running smoothly – but accidents do happen. Let our specialized Commercial and Business Insurance Agents customize a free and personalized quote for your business today. We can help you create a policy that’s designed to safeguard the best interests of your business - so you can focus on serving your customers and increasing your profits.
Contractor Insurance
Contractor liability insurance can help protect your business when something unexpected occurs. As a contractor, customers expect you to: Put their construction plans into action Meet deadlines Ensure large and small projects are completed All these tasks can expose your business to unique risks. In addition, your business will likely be exposed to common workplace risks. These risks include damage to your property or important records. Contractor liability coverage offers you peace of mind in that you’ll have coverage when your business faces a lawsuit or covered loss. The right coverage ensures you can protect your business and your employees.
Professional Liability
Even if you’re an expert in your business, mistakes can happen; and if your client or customer believes that a mistake in your professional services has caused a financial loss, they can sue you. Professional liability insurance, also known as errors and omissions (E&O) insurance and professional indemnity insurance (PII), helps protect you and your company if you make a mistake in your professional services. So, what types of businesses need Professional Liability Insurance? Many types. Some states require businesses to have this type of insurance while in some states, business owners can choose to receive coverage just in case a client or customer sues them. You’ll likely need a professional liability insurance policy if you: Have to sign a contract that requires you to carry coverage Offer professional services directly to customers Regularly give advice to your clients
